Personal Loan

Let us help you to achieve your goals

Our quick and easy personal loans could help you receive the finances you need for debt consolidation, home repair, and other purposes.

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Explore with no impact on your credit score

Check your rate in minutes

Funding in as little as 24 hours

A BETTER YOU FINANCIALLY

Applying will not impact your credit score.

OUR APPROACH

Getting a loan doesn’t have to be a hassle

Our quick process could get you the money you need to get out of a pinch or make a dream real.

Knowledge and Understanding are Key

It starts with truly understanding your current financial situation so that armed with that knowledge you can make the decisions necessary to improve your financial well being.

Make a Decision to Live Debt Free

Paying off your credit cards is one of the best investments you can make. With the help of Certify Funding, you may pay less in finance charges, get out of debt sooner and build your savings faster.

Personal Support Along the Way

Let the Loan Coaches at Certify Funding support you in staying inspired and committed to your financial goals. Working with a Loan Coach will get you real results with a loan and financial plan to pay off credit cards with a lower monthly payment.

A SIMPLE APPLICATION PROCESS

SPEAK TO A LOAN COACH

No cost or obligation. Work with your Loan Coach to help complete the application

CHOOSE YOUR TERMS

Select the offer that works best for you. Your Loan Coach will help you understand your options.

VERIFY YOUR INFO

Review your terms, verify your information and eSign documents. Not tech savvy? Don’t worry, your Loan Coach will walk you through each step of the way.

FAQ's

How much can I borrow?

You can apply for loans from $2,000–$35,000, but loan limits can vary by state and with special offer codes, loans up to $50,000 may be available.

What is the difference between the interest rate and APR?

An Annual Percentage Rate (APR) includes both the interest rate and any fees, like an origination fee. Certify Funding offers fixed APRs to express the cost of borrowing money.

Is this a simple interest or compound interest loan?

Certify Funding offers simple interest loans. Simple interest is calculated on the outstanding principal balance only. This means you aren’t paying interest on top of your interest like credit cards.

Are there any fees associated with the loan?

There is a one-time origination fee that is included in the principal loan amount, and is deducted from the amount deposited into your bank account. Other fees: There is a $15 returned payment fee if your money does not get processed (returned checks or insufficient funds in your bank).

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